I am a good candidate for paying back this loan because: 1:My wife and I both have permanent full time jobs, and we are mature hardworking people focused in improving our investments. 2:We have good property assets (please see details below)and rental income streams to aid the loan repayment and to fall back on if need be. 3:By moving in with my parents, we will reduce as much as possible all living costs and increase our savings so we can provide more funds towards improving our investments and paying off the loan. 4:Money from my share of the sale of the Medical Clinic my brother and I own will go directly into: 1:Paying off the what is still owed on This Loan. 2:Paying off as much as possible the mortgage of the Cranbourne rental property so it is positively geared. I have 3 properties: 1- is a 1/3 acre block of land with 180 degree bay views at Mt Martha Melbourne, that has been valued at $600,000. The mortgage for this property is $280,000. 2- My brother (Chris Kourtidis) and I own rental property that is a Medical Clinic in South Oakleigh Melbourne, and is positively geared. This property has just been placed on the market, for approx. $700,000 - $900,000. My brother and I have a mortgage on the property of approx $192,000. 3- I have a house that I have just put up for rental(40 Phoenix Avenue North Cranbourne). The house is a 3 year old display home of 28 sqr. and is located at North Cranbourne, Melbourne. The current value of this property is approx $450,000, although with the upgrade will be appx $500,000. Rent is currently $300 per week (short term lease with provisions to increase rent once works are completed)thus with upgrading will be increased to approx $340 - $350. The mortgage on this property is $350,000. Total gross is (using lower values) is approx: 600000+700000+450000 = $1,750,000. total money owed: Approx: 280000+192000+35000+350000 = $857,000. Total Net is Approx: 1750000 - 857000 = + $893,000.

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